Your Ultimate Guide to the Child Care Benefit and Child Care Rebate

When your child attends a daycare centre with positive values and a healthy environment, you can have peace of mind.

When your child receives an education founded upon an early learning framework provided by exceptional educators, you can have confidence.

Even if the right centre costs a little more — it’s worth it.

But what if you could get help with paying for child care costs?

What if you could get assistance to keep your family within budget?

Well, there’s good news!

centrelink child care rebate

Two programs in Australia offer assistance for child care costs.

The Child Care Benefit and Child Care Rebate are governmental programs that help with affordability of child care.

They offer supplemental fee assistance that can make all the difference for your family.

what is child care rebate

They can make your dream child care centre a reality.

These programs may seem overwhelming or confusing at first.

But with a little information, you’ll be able to maximise your benefit and give your family the very best.

That’s why we’re giving you a basic guide to these two programs: to make the process as easy as possible.

claiming child care rebate

Our ultimate guide to the Child Care Benefit and Child Care Rebate gives you all of the information you need for claiming your child care benefits—helping you to lower out-of-pocket costs for child care.

What is Child Care Benefit?

The Child Care Benefit (CCB) is assistance based on family income (plus a few other requirements), paid directly to your approved child care centre.

Read more on Child Care Benefit in our guide below.

What is Child Care Rebate?

The Child Care Rebate (CCR) is assistance that’s not means tested and is paid directly to your approved child care centre or your bank account.

Read more on Child Care Rebate in our guide below.

child care rebate centrelink

Both these programs aim to minimise your out-of-pocket expenses for child care.

The Importance of Applying for the Child Care Benefit

(even if you don’t receive any benefits from it)

In order to apply for the Child Care Rebate, you must also apply for the Child Care Benefit. Even if you don’t qualify for any Child Care Benefit funds, you need to submit an application to be eligible for the Child Care Rebate.

The Child Care Benefit: Everything You Need to Know

child care rebate benefit

The Child Care Benefit is an Australian governmental program that helps pay for the cost of child care. It’s paid out either annually in a lump sum or periodically throughout the year.

This benefit is income-tested and usually paid directly to your child care centre to reduce fees for your family.

Child Care Benefit Eligibility

  • Use an approved child care centre (all Petit centres are approved)
  • Pay the fees for your child’s care
  • Ensure your child meets immunisation requirements or has an exemption
  • Meet the income test to receive more than a zero rate of Child Care Benefit

Child Care Benefit – Approved Child Care Services

child care rebate means tested

The following types of child care service are eligible for approval of benefits:

  • Family day care
  • Long day care
  • Occasional care
  • In-home care
  • Outside of school hours care (before and after school, as well as vacation care)
  • Certain preschools and kindergartens (depending on how they’re regulated)

Family day care, long day care, and outside school hours care services must meet the quality standards set by the National Quality Framework. Child Care Benefit approved services can receive CCB payments on behalf of families.

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Once your child begins the recognised primary school level in your state, that child is no longer eligible for Child Care Benefit assistance.

How much can my family receive through the Child Care Benefit?

how much is child care rebate

The level of assistance you receive from the CCB program is based on:

  • Your household income
  • The type of child care centre you use (all Petit Early Learning Journey centres are approved)
  • The number of days and hours the services are utilised by your family
  • The reason you are using child care
  • The number of children attending child care

Estimating Your Child Care Benefit

For an estimate of what you might receive from the CCB, visit Centrelink’s Child Care Estimator on the Department of Human Services website.

You’ll have a better idea of how to plan your family’s budget and choose the very best child care centre.

apply for child care rebate

Applying for Child Care Benefit

To see if you qualify for the CCB, follow these steps:

  • Review additional information on Centrelink’s website
  • Apply through your local Family Assistance Office (FAO) or online
  • List Petit Early Learning Journey as eligible for Child Care Benefits (CCB) (and Child Care Rebate if you wish)
  • Provide documentation to support your application
  • Wait for your claim application to process
  • Choose your payment delivery option
  • Call the Family Assistance Office at 13 61 50 or contact Centrelink with any questions

More information about the Child Care Benefit

difference between child care benefit and child care rebate

To learn more about the Child Care benefit, visit the Department of Human Services website.

The Child Care Rebate: Everything You Need to Know

centrelink child care rebate

The Centrelink Child Care Rebate allows you to claim up to 50% of your child care fees.

The program is not means tested. Rather, you can receive the benefit if you are utilising child care for work, training, or educational reasons.

Keep in mind that even if you don’t qualify, or receive zero payment from the Child Care Benefit (CCB) program, you still need to apply for CCB in order to be eligible for the Child Care Rebate.

If you receive approval from either the CCB or Child Care Rebate program, you’ll pay less out-of-pocket for child care fees.

child care rebate australia

Child Care Rebate Eligibility

  • Use an approved child care centre (all Petit centres are approved)
  • Meet eligibility for CCB, even if your earnings are too high to receive payment
  • You and your partner meet the Work, Training, Study test for Child Care Rebate or meet an exception

 rebate for child care

Can I receive the child care rebate while on maternity leave?

Yes, you can still meet the test if you:

  • Are on sick or other paid leave
  • Are on annual or long service leave
  • Are on paid or unpaid parental leave (maximum of 12 months)
  • Are on self-employment leave (inclusive of sick leave)
  • Receive Carer Allowance for an adult with disability
  • Receive Carer Payment
  • Provide constant care for a person with disability
  • Are on carer leave or carer sick leave

Child Care Rebate – Approved Child Care Services

how does child care rebate work

Approved child care services can receive CCR payments on behalf of families or payments can be made to your bank account. The following types of child care services are eligible for approval:

  • Family day care
  • Long day care
  • Occasional care
  • In-home care
  • Outside of school hours care (before and after school services, as well as vacation care)
  • Certain preschools and kindergartens (depending on how they’re regulated)

Family day care, long day care, and outside school hours care services must meet the quality standards set by the National Quality Framework.

How is Child Care Rebate Calculated?

centrelink child care rebate calculator

Determining how much you may receive in child care benefits can seem complex at first—but we’re here to help.

The amount each family receives through the child care rebate varies based on a number of factors:

  • Rebates are capped at $7,500 per child, per financial year. The Child Care Rebate offers 50% of your approved child care expenses up to the yearly limit.
  • Your claim must only include direct child care fees. Even though the government website asks you to list expenses, only child care fees are covered. For instance, the cost of your commute to the centre or your child’s new backpack cannot be claimed.
  • To prevent ‘double dipping,’ every family is not able to claim the full rebate amount. For example, if a family receives either the Child Care Benefit or the Child Care Rebate, the amount will be deducted from the claim for the other program. If one receives $200 from the CCB, $200 would be deducted from your claim under Child Care Rebate.

apply child care rebate

Centrelink Child Care Rebate Amounts

Potential rebate amount if you have one child:

Child care expenses (less any rebate from the CCB and CCFA)Rebate potential
$7,500 for financial yearUp to 50% or $3,250
$10,000 for financial yearUp to 50% or $5,000
$15,000 for financial yearUp to 50% or $7,500 (max)

Potential rebate amount if you have two children:

Child care expenses (less any rebate from the CCB and CCFA)Rebate potential
$20,000 for financial yearUp to 50% or $10,000
$30,000 for financial yearUp to 50% or $15,000 (max)

Child Care Rebate Calculator

Because each family situation differs, it’s best to calculate your potential child care benefits for planning purposes.

To find the estimate of the Child Care Rebate for your family, visit the Child Care Rebate Calculator.

The child care rebate estimator walks you through the calculation, giving you a solid prediction of what financial assistance will be available for your family.

how much is the child care rebate

Child Care Rebate Payment Dates

A few options are available to you when it comes to how and when your child care rebate is paid.

child care rebate payments

Your child’s attendance information must be received by the government before any payment occurs.

Your rebate for child care can be:

Paid directly to your child care service

  • A rebate to your child care service will be paid either fortnightly or weekly to reduce your fees.

Paid to you fortnightly

  • Your rebate will be paid directly to your designated bank account either fortnightly or weekly.

Paid to you quarterly

  • Your rebate will be paid directly to your bank account quarterly. The first quarter starts on the first Monday in July and each quarter lasts 13 weeks—meaning payments occur in October, January, and April.

Paid to you annually

  • If you claim your Child Care Benefit as an annual lump sum, you’ll also receive your Child Care Rebate as a lump sum. Both payments are made directly to your bank account.

apply for child care rebate online

Applying for Child Care Rebate

To see if you qualify for fee assistance, complete the following:

  • Review additional information on Centrelink’s website
  • Apply through your local Family Assistance Office (FAO) or online
  • List Petit Early Learning Journey as eligible for Child Care Benefits (CCB) and the Child Care Rebate
  • Provide documentation to support your child care rebate form
  • Wait for your claim application to process
  • Choose your payment delivery option
  • Call the Family Assistance Office at 13 61 50 or contact Centrelink with any questions

More information about the Child Care Rebate

apply for child care rebate

To learn more about the Child Care Rebate, visit the Department of Human Services website.

Immunisation Requirements for Child Care Benefit and Child Care Rebate

child care rebate eligibility

As of 1 January 2016, under the No Jab No Pay legislation, parents must ensure their child meets the immunisation requirements to be eligible for the Child Care Benefit and Child Care Rebate, including Registered Care. To receive payments, a child must be fully immunised, on a catch-up schedule according to the Australian Immunisation Handbook, or have a valid exemption.

You can obtain your child’s Immunisation History Statement by contacting Medicare by email on acir@medicareaustralia.gov.au, online, by telephone on 1800 653 809, or in-person at your local Medicare office, Centrelink office, or child support service centre.

Child care outside of Australia

apply for child care rebate

Because child care benefits are an Australian government child care rebate, payments can only be made for services provided in Australia. If you leave to live in another country, your payments will stop at that time. If you plan to leave temporarily, review more information here.

Child Care Rebate Grandparents

child care rebate registered care

Grandparents who primarily raise and care for a grandchild may be entitled to additional assistance with approved child care. Eligible grandparents are exempt from the work, training study test—allowing grandparents to access up to 50 hours per week of Child Care Benefit for each child. Visit here to learn more about the Grandparent Child Care Benefit (GCCB).

Child Care Rebate Registered Care

register child care rebate

Individuals who are registered as carers with the Australian government may provide registered care. Registered carers can include relatives, friends, nannies, or grandparents. Registered care can also be provided by individuals in private kindergartens, preschools, vacation care, and outside school hour services.

To be eligible for Child Care Rebate Registered Care, you must provide original receipts for what you’re claiming within one year of when the services occurred.

Receipts must include:

  • Carer Reference Number or registered carer name and address
  • Child’s full name
  • Full name of person who paid for child care
  • Care details for each week (inclusive of hours and amount paid)
  • Registered carer’s signature and date

Your family and the right child care centre

child care rebate dates

While affordability varies from family to family, it doesn’t have to prevent your child from attending a premium or holistic child care centre.

Through the help of these governmental programs, you can receive financial assistance for your child’s care and education. With financial peace of mind, you can send your child to the very best centre for their growth and development.

With designated Child Care Benefit (CCB) and Child Care Rebate status at every Petit Early Learning Journey location, our goal is to welcome each and every child into a vibrant and healthy learning environment.

To learn more about our Petit centres, book a tour today. We’ll make sure all of your questions get answered.

child care benefit and rebate

Acknowledgements

CCB Registered Carers | My Super Nanny. (2016). Retrieved 03 December 2016, from https://www.mysupernanny.com.au/child-care-rebate/

Child Care Benefit and Child Care Rebate. (01 July 2016). Retrieved 03 December 2016, from https://www.mychild.gov.au/childcare-information/rebate

Child Care Rebate (CCR) – CareforKids.com.au. (2016). Retrieved 03 December 2016, from https://www.careforkids.com.au/child-care-articles/article/56/child-care-rebate-ccr

Frequently Asked Questions. (7 November 2017). Retrieved 28 November 2017, from https://www.mychild.gov.au/resources/faqs

Grandparent Child Care Benefit (GCCB) – Eligibility Criteria. (1 July 2015). Retrieved 28 November 2017, from http://guides.dss.gov.au/family-assistance-guide/2/6/8

Online estimators. (17 March 2016). Retrieved 03 December 2016, from https://www.humanservices.gov.au/customer/enablers/online-

Payment options for Child Care Rebate. (6 September 2017). Retrieved 28 November 2017, from https://www.humanservices.gov.au/individuals/enablers/payment-options-child-care-rebate

What is registered child care? (24 August 2017). Retrieved 28 November 2017, from https://www.mychild.gov.au/childcare-information/registered

Work, Training, Study test for Child Care Rebate (27 August 2017). Retrieved 28 November 2017, from https://www.humanservices.gov.au/individuals/enablers/work-training-study-test-child-care-rebate

 

2017-12-13T09:48:56+00:00 January 17th, 2017|Articles|

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